United Financial Consultants LLC
Debt Consolidation, Debt Relief, Debt Management, Debt Negotiation, Debt Reduction, Bankruptcy Credit Repair, Credit Repair Debt, Eliminate Credit Card Debt
 
Will Debt Consolidation Help?
Find out how much you can save in minutes. Get a free savings estimate
right now. No Commitment. Fill out the form to find out more.
First Name:   Last Name:
 
Email Address:   Phone Number:
 
- -
Zip Code:   Total unsecured debt:
  $


 
 

How much are you paying in interest?

Lower your Interest rates with better credit.

 
Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Click here to find out more about legal online credit repair.

 
 
TIME IS RUNNING OUT.
 
 
Call us toll free for help with these debt solutions:
Debt Consolidation
Debt Settlement
Debt Management
Credit Repair
and more...
Did you know?
The OCC required many creditors to double credit card minimum payments! If you have a Bank of America, Discover, Citibank, MBNA, Chase or any other major credit card, prepare yourself now.
 
 
 
 
Debt Consolidation

Debt Settlement Negotiation, Credit Card Debt Settlement, Credit Debt Help, Debt Settlement Firms, Debt Reduction Services, Debt Settlement ServicesWhat is a debt management plan?

A Debt Management Program is a consumer credit counseling service helping individuals consolidate unsecured debt into one easy payment so that they can get out of debt in 4 to 5 years. In addition to lowering monthly payments, many creditors will reduce or eliminate interest and stop charging late fees. Most importantly, past due accounts will be reaged, this is, shown as current.

 
With proper help you can
Lower your monthly payments
Reduce interest rates
Waive late fees
Eliminate collection calls
Avoid bankruptcy
Have only one monthly payment
Become debt free
 
 
What debts are included in a DMP?
Unsecured debts like medical bills, credit card bills, student loans, payday loans etc, are included in a debt management plan. However, payday loans and student loans may not be covered by certain plans.
 
 
When do you need a DMP?
You should go for a DMP if you're in any of the situations as given below.
 
1) You have multiple bills and cannot manage them efficiently.
   
2) You've tried out self repayment plan but it has not helped you to overcome your debt problems.
   
3) You're in financial crisis and wish to get rid of your debts.
   
4) You want to stop getting collection calls.
   
5) You want to lower the interest rate on your bills.
 
 
How do you benefit from DMP?
The benefits of a DMP are:
 
1) Interest rates and monthly payments are lowered.
   
2) Late fees or over-the-limit fees are waived off.
   
3) You won't get harassing phone calls from debt collectors.
   
4) A single monthly payment is required instead of multiple bills.
 
What happens in a DMP?
1) United Financial Consultants evaluates your current financial situation. We take into account the interest rates on your bills, total debt amount and the required minimum payment.
   
2) Once you enroll for debt management services, our processor works on your behalf and negotiates with your creditors to lower the interest rates and monthly payments.
   
3) Our processor works out a repayment plan with your creditors such that you can pay back the outstanding balance as per your affordability.
   
4) You'll make a single monthly payment to our processor. The processor then disburses the payment to your creditors. This goes on for 3-4 years till you have paid off your bills.
 
Does a debt management program affect your credit?
When you're in a DMP, your credit report shows that you are making payments through a debt management help company or credit counseling agency. However, FICO or Fair Isaac Corporation will not consider credit counseling or DMP while calculating your credit score.

http://www.myfico.com/CreditEducation/WhatsNotInYourScore.aspx
 
 
 
 
 
Click here
for a look at where you spend your money
 
Your Debt Relief Options
Debt Consolidation
Debt Settlement
Credit Repair
Loan Modifications
Bankruptcy
Get Your Credit Report
 
 
Do you have accounts in COLLECTIONS or are you just running late? Debt Settlement may be the solutions for you.
Did you know?
 
 
Credit Counseling is NOT factored into your FICO® score!
Call to learn more.
 
1-800-489-8985
 
Fair Isaac® and FICO® score are trademarks and/or registered trademarks of Fair Isaac Corporation